Step 1: Determine Which Program You Qualify For

There are two primary federal disability programs:

• SSDI (Social Security Disability Insurance): For individuals who have worked and paid Social Security taxes long enough to earn sufficient work credits.
• SSI (Supplemental Security Income): For individuals with limited income and resources, regardless of work history.

Review your work and financial history to determine which program best suits your situation.

Step 2: Confirm Your Medical Eligibility

To qualify for either program, your condition must meet the Social Security Administration’s (SSA) definition of disability:

• It must prevent you from engaging in Substantial Gainful Activity (SGA).
• It must be expected to last at least 12 months or result in death.
• It must be listed or equivalent to a condition in the SSA’s Listing of Impairments.

Step 3: Collect the Necessary Information

Before starting your application, gather:

• Detailed medical records, including diagnoses, test results, treatments, and physician statements
• A list of doctors and healthcare providers
• A full work history for the past 15 years
• Personal identification documents (e.g., Social Security number, birth certificate)
• Financial information (for SSI applicants)

Having all your documentation ready makes the application process smoother and more efficient.

Step 4: Apply for Disability Benefits

There are three ways to file your application:

• Online: Visit ssa.gov to apply through the SSA’s portal.
• By phone: Call the SSA at 1-800-772-1213.
• In person: Schedule an appointment with your local Social Security office in Nevada.

Be honest and thorough when completing your application. Errors or omissions can lead to delays or denials.

Step 5: Submit Medical Evidence

The SSA relies heavily on your medical documentation to make a decision. Include:

• Physician notes describing your limitations
• Lab and imaging test results
• Hospital discharge summaries
• Statements from specialists, if applicable

You can also request that your doctors complete a Residual Functional Capacity (RFC) form detailing how your condition limits your ability to work.

Step 6: Respond to SSA Requests

After you file, the SSA may ask you to:

• Complete additional forms
• Attend a consultative medical exam (CE)
• Submit more documents

Respond to all requests promptly to avoid processing delays.

Step 7: Track Your Application and Be Patient

Disability claims often take 3–6 months or more to process. You can track the status of your claim by:

• Logging into your My Social Security account online
• Calling the SSA to check on your application
• Staying in touch with your local field office

Step 8: Appeal If You’re Denied

Many first-time claims are denied. If this happens:

• Request a reconsideration within 60 days
• If denied again, request a hearing with an Administrative Law Judge (ALJ)
• Provide new medical evidence or documentation that strengthens your case